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US 2019/0378115 A1Published application
Electronic payment apparatus
OwnerChristopher John HAMILTONinventor
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OwnerChristopher John HAMILTONinventor
Estimating the term…
The present invention concerns electronic payment apparatus. More particularly, but not exclusively, this invention concerns electronic payment apparatus, and methods and systems for making electronic payments. An apparatus for conducting a financial transaction is provided. The apparatus comprises a smart device with an application. The smart device has a first configuration in which the application displays account information, and a second configuration in which the smart device displays an optically readable transaction authorisation code. The transition between the first configuration and second configuration is effected by changing the orientation of the smart device.
An apparatus for conducting a financial transaction, the apparatus comprising a smart device with an application,
Apparatus as claimed in any preceding claim, wherein the smart device is configured such that changing the orientation of the smart device causes the application to generate the optically readable transaction authorisation code.
Apparatus as claimed in any preceding claim, wherein the smart device is configured to communicate with a remote server in response to the orientation of the smart device being changed.
Apparatus as claimed in any preceding claim, wherein the smart device is configured such that the application is only opened in response to a unique security input by a user.
Apparatus as claimed in any preceding claim, wherein the transaction authorisation code is a single use, unique, code.
A method of conducting a financial transaction using a smart device, the method comprising:
A payment system, the payment system comprising:
Dependencies are inferred from the claim text.