Communication device interface for monetary transfers through a displayable contact list

A non-transitory machine-readable medium having instructions stored thereon, the instructions executable to cause performance of operations comprising:

• accessing, by a transfer application executing on a user device of a first user, contact information of a contact application of the user device, wherein the contact information is accessed from an application programming interface (API) of the contact application;
• determining, by the transfer application using the contact information, that a second user has a second user payment account with a transaction processor;
• causing to be displayed, a selectable icon for an option in a contact list interface of the contact application, the option for initiating a transfer from a first account of the first user to a second account of the second user using the transfer application, the option displayed with a second user contact information for the second user in the contact list interface, the option identifying the second user as using the transaction processor for transfers;
• in response to receiving selection of the icon by the first user, populating a transfer interface in the transfer application with the second user contact information;
• and
• in response to receiving a request to process the transfer, communicating a transfer form to the transaction processor for processing the transfer.

A method for initiating transactions from contact lists, the method comprising:

• instructions executable to cause performance of operations comprising:
• accessing, by a transfer application executing on a user device, contact information of a contact application of the user device of a first user, wherein the contact information is accessed from an application programming interface (API) of the contact application;
• determining, by the transfer application using the contact information, that a second user has a second user payment account with a transaction processor;
• causing to be displayed, a selectable icon for an option in a contact list interface of the contact application, the option for initiating a transfer from a first account of the first user to a second account of the second user using the transfer application, the option displayed with a second user contact information for the second user in the contact list interface, the option identifying the second user as using the transaction processor for transfers;
• in response to receiving selection of the icon by the first user, populating a transfer interface in the transfer application with the second user contact information;
• and
• in response to receiving a request to process the transfer, communicating a transfer form to the transaction processor for processing the transfer.

A user device comprising:

• a non-transitory memory storing instructions;
• and
• a processor configured to execute the instructions to cause the user device to:
• access, by a transfer application executing on the user device of a first user, contact information of a contact application of the user device, wherein the contact information is accessed from an application programming interface (API) of the contact application;
• determine, by the transfer application using the contact information, that a second user has a second user payment account with a transaction processor;
• causing to display, a selectable icon for an option in a contact list interface of the contact application, the option for initiating a transfer from a first account of the first user to a second account of the second user using the transfer application, the option displayed with a second user contact information for the second user in the contact list interface, the option identifying the second user as using the transaction processor for transfers;
• in response to receiving a selection of the icon by the first user, populate a transfer interface in the transfer application with the second user contact information;
• and
• in response to receiving a request to process the transfer, communicate a transfer form to the transaction processor for processing the transfer.