Method and system for access token processing

A processing server computer comprising:

• a processor;
• and
• a computer readable medium coupled to the processor, the computer readable medium comprising code, executable by the processor, to implement a method comprising:
• receiving a token request message in response to a user interaction of a first user;
• obtaining a token in response to receiving the token request message;
• transmitting, by the processing server computer, the token to a resource provider computer, wherein the resource provider computer stores the token, provides a notification to a communication device of a second user, receives a response to the notification, and then transmits an authorization request message comprising the token to the processing server computer;
• receiving, by the processing server computer, the authorization request message comprising the token;
• initiating detokenizing the token to a real credential;
• and
• transmitting a modified authorization request including the real credential to an authorizing entity computer for authorization.

A method comprising:

• receiving, by an authorizing entity computer, a selection of an account from a communication device, for a request for a token associated with a resource provider associated with a resource provider computer;
• transmitting, by the authorizing entity computer, a request message to a processing server computer, which then obtains the token and transmits the token to the resource provider computer;
• receiving, by the authorizing entity computer, an authorization request message from the resource provider computer comprising the token;
• determining if an interaction associated with the authorization request message is authorized;
• and
• transmitting, by the authorizing entity computer, an authorization response message for the interaction to the resource provider computer.