Network authentication for real-time interaction using pre-authorized data record

A computer program product for using a block chain distributed network for network authentications for real-time interaction using pre-authorized data records, wherein the computer program product comprises at least one non-transitory computer readable medium comprising computer readable instructions, the instructions, when executed by a computer processor, cause the computer processor to:

• receive, at a node of a block chain distributed network, an authentication record associated with a user of a data network;
• access a distributed ledger, wherein the distributed ledger is updated based on communications from the block chain distributed network;
• determine, from the distributed ledger, whether the authentication record includes effective authentication token;
• if so, authenticate the user using the authentication token;
• if not:
• request credentials from the user;
• receive the credentials from the user;
• authenticate the credentials;
• and
• create an authenticated token based on the authenticated credentials;
• and
• record the authenticated token as an updated authentication record on the distributed ledger.

A computer implemented method for using the block chain distributed network for network authentication for real-time interactions using pre-authorized data records, the computer implemented method comprising:

• receiving, at a node of a block chain distributed network, an authentication record associated with a user of a data network;
• accessing a distributed ledger, wherein the distributed ledger is updated based on communications from the block chain distributed network;
• determining, from the distributed ledger, whether the authentication record includes effective authentication token;
• if so, authenticating the user using the authentication token;
• if not:
• requesting credentials from the user;
• receiving the credentials from the user;
• authenticating the credentials;
• and
• creating an authenticated token based on the authenticated credentials;
• and
• recording the authenticated token as an updated authentication record on the distributed ledger.