A non-tangible, computer-readable medium storing instructions, that, when executed by a processor, cause the processor to perform a method to automatically generate risk scores for a front-end application computer server of an enterprise, the method comprising:
- accessing, by an automated scoring analysis computer, information in a historical data store, including sets of attribute values and prior results for a plurality of prior insurance policies, to create a scoring model;
- receiving an indication of a selected potential insurance policy from a potential insurance policy data store, including a set of attribute values;
- calculating a risk score for the selected potential insurance policy based on the scoring model;
- automatically selecting, by the front-end application computer server, a workflow path from a plurality of potential workflow paths based on the calculated risk score.