Systems and methods for automated advance order payment processing

A system for advance product order payment processing comprising:

• an advance product order database comprising a plurality of product orders;
• a customer account database comprising payment information for a plurality of customer accounts;
• a payment system coupled to one or more payment processor systems;
• a messaging server configured to generate and send messages to customers;
• and
• a central computer system coupled to the advance product order database, the customer account database, the payment system, and the messaging server, the central computer system being configured to:
• select a set of customer orders in the advance product order database, the set of customer orders comprising customer orders with a scheduled purchase date that is n days from a current date;
• retrieve, from the customer account database, customer payment information associated with one or more of the set of customer orders, the customer payment information comprising information provided by a customer;
• submit the customer payment information associated with the set of customer orders to a payment processor system for authorization via the payment system on the current date;
• for each advance product order of the set of customer orders:
• in the event that the authorization fails and an error code received from the payment processor system corresponds to a payment information error:
• automatically generate a notification message to the customer at the messaging server;
• receive updated customer payment information in response to the notification message and before a cancelation date for the advance product order;
• submit the updated customer payment information to the payment processor system via the payment system;
• and
• process the advance product order on the scheduled purchase date for delivery.