Transaction fraud detection

A method comprising:

• enabling, at a device, a user to select one or more of a network module of a network and a positioning module of the network for determining a valid region for a transaction;
• in response to the user selecting the network module for determining the valid region for the transaction:
• receiving authentication data from the user;
• transmitting the authentication data to the network module, wherein the network module:
• requests a location of an electronic device that serviced transmission of the authentication data;
• determines the valid region for the transaction by applying a distance tolerance to the location of the electronic device;
• compares the valid region for the transaction to a location of the transaction;
• and
• provides approval for the transaction in response to the location of the transaction being within the valid region for the transaction;
• and
• in response to the user selecting the positioning module for determining the valid region for the transaction:
• receiving a location request from the positioning module;
• transmitting a geospatial location request to a geospatial position detector;
• receiving a geospatial location of the device from the geospatial position detector;
• transmitting the geospatial location to the positioning module, wherein the positioning module:
• determines the valid region for the transaction by applying the distance tolerance to the geospatial location;
• compares the valid region for the transaction to the location of the transaction;
• and
• provides approval for the transaction in response to the location of the transaction being within the valid region for the transaction.

A computer program product for transaction fraud detection, the computer program product comprising a non-transitory computer readable storage medium having program instructions embodied therewith, the program instructions are executable by a processor to cause the processor to:

• enable, at a device, a user to select one or more of a network module of a network and a positioning module of the network for determining a valid region for a transaction;
• in response to the user selecting the network module for determining the valid region for the transaction, the program instructions are executable by the processor to cause the processor to:
• receive authentication data from the user;
• transmit the authentication data to the network module, wherein the network module:
• requests a location of an electronic device that serviced transmission of the authentication data;
• determines the valid region for the transaction by applying a distance tolerance to the location of the electronic device;
• compares the valid region for the transaction to a location of the transaction;
• and
• provides approval for the transaction in response to the location of the transaction being within the valid region for the transaction;
• and
• in response to the user selecting the positioning module for determining the valid region for the transaction, the program instructions are executable by the processor to cause the processor to:
• receive a location request from the positioning module;
• transmit a geospatial location request to a geospatial position detector;
• receive a geospatial location of the device from the geospatial position detector;
• transmit the geospatial location to the positioning module, wherein the positioning module:
• determines the valid region for the transaction by applying the distance tolerance to the geospatial location;
• compares the valid region for the transaction to the location of the transaction;
• and
• provides approval for the transaction in response to the location of the transaction being within the valid region for the transaction.

A system comprising:

• a processor;
• a non-transitory computer readable storage media, the non-transitory computer readable storage media comprising executable code that when executed by the processor is configured to:
• enable, at a device, a user to one or more of a network module of a network and a positioning module of the network for determining a valid region for a transaction;
• in response to the user selecting the network module for determining the valid region for the transaction, the executable code that when executed by the processor is configured to:
• receive authentication data from the user;
• transmit the authentication data to the network module, wherein the network module:
• requests a location of an electronic device that serviced transmission of the authentication data;
• determines the valid region for the transaction by applying a distance tolerance to the location of the electronic device;
• compares the valid region for the transaction to a location of the transaction;
• and
• provides approval for the transaction in response to the location of the transaction being within the valid region for the transaction;
• and
• in response to the user selecting the positioning module for determining the valid region for the transaction, the executable code that when executed by the processor is configured to:
• receive a location request from the positioning module;
• transmit a geospatial location request to a geospatial position detector;
• receive a geospatial location of the device from the geospatial position detector;
• transmit the geospatial location to the positioning module, wherein the positioning module:
• determines the valid region for the transaction by applying the distance tolerance to the geospatial location;
• compares the valid region for the transaction to the location of the transaction;
• and
• provides approval for the transaction in response to the location of the transaction being within the valid region for the transaction.