Systems and methods for automatically identifying a checkout webpage and injecting a virtual token

A non-transitory computer-readable medium storing instructions that, when executed by at least one processor of a computing system, cause the computing system to perform operations, the operations comprising:

• detecting a loading of a webpage comprising a document object model (DOM);
• searching the DOM to identify a first element indicating that the webpage accepts payment information without using site-specific rules that are associated with the webpage;
• requesting, from a provider server, a virtual token which corresponds to a user account in response to identifying the first element;
• receiving the virtual token from the provider server in response to the requesting;
• and
• automatically placing the virtual token into one or more fields for the payment information in the webpage, wherein:
• the virtual token is for use with only one particular merchant,
• the virtual token is associated with a predetermined amount of credit in the user account that is sufficient to purchase one or more items, and
• the virtual token is configured to only be used within a predetermined time period after the webpage is determined to accept payment information.

A system for automatically entering payment information, the system comprising:

• a processing system comprising one or more processors;
• and
• a memory system comprising one or more computer-readable media, wherein the one or more computer-readable media contain instructions that, when executed by the processing system, cause the processing system to perform operations comprising:
• receiving a request for a virtual token from a user device, the request generated based on a determination that the user device has loaded a webpage comprising a document object model (DOM) that includes a first element that indicates that the webpage is configured to accept payments, wherein the determination is made without using site-specific rules that are associated with the webpage;
• generating the virtual token in response to the request, wherein the virtual token corresponds to a user account;
• and
• transmitting the virtual token to the user device, the virtual token configured to be placed into one or more account number fields on the webpage, wherein:
• the system configures the virtual token for use with only one particular merchant,
• the system is configured to associate the virtual token with a predetermined amount of credit in the user account that is sufficient to purchase one or more items, and
• the system configures the virtual token to only be used within a predetermined time period.