System and method for concurrent multi-merchant on-line shopping with a single check-out transaction

A system for concurrent multi-merchant on-line shopping with a single check-out transaction in a multi-platform e-commerce system having an internal virtual cart, the system comprising:

• one or more processors;
• and
• a memory device storing a set of instructions that, when executed by the one or more processors, causes the one or more processors to:
• add a new payment method associated with the customer to an account of the customer in the multi-platform e-commerce system, wherein the new payment method for the customer is made available for repeatable use during check-out transactions;
• add a new payout method associated with each of multiple merchants to an account of each of the multiple merchants in the multi-platform e-commerce system, wherein the multiple merchants are associated with more than one e-commerce platform, wherein the new payout method for each of multiple merchants is made available for repeatable use during check-out transactions, and wherein the customer payment method and the multiple merchant payout methods are vaulted within the same payment gateway by the multi-platform e-commerce system;
• upon receiving product order requests from the customer to multiple merchants, add the products associated with the product order requests to the internal virtual cart;
• and
• upon receiving a single check-out transaction instruction from the customer, enable the customer to purchase the products associated with the product order requests from the multiple merchants associated with the multiple e-commerce platforms using a single check-out transaction.

A system for concurrent multi-merchant on-line shopping with a single check-out transaction in a multi-platform e-commerce system having an internal virtual cart, the system comprising:

• one or more processors;
• and
• a memory device storing a set of instructions that, when executed by the one or more processors, causes the one or more processors to:
• in response to receiving new payment method instructions from a customer, add a new payment method associated with the customer to an account of the customer in the multi-platform e-commerce system;
• in response to receiving new payout method instructions from multiple merchants, add new payout methods associated with each of the multiple merchants to accounts of each of the multiple merchants in the multi-platform e-commerce system, the multiple merchants being associated with more than one e-commerce platform, wherein the customer payment method and the merchant payout methods are vaulted within the same payment gateway by the multi-platform e-commerce system;
• upon receiving product order requests from the customer to multiple merchants, add the products associated with the product order requests to the internal virtual cart;
• and
• upon receiving a single check-out transaction instruction from the customer, enable the customer to purchase the products associated with the product order requests from the multiple merchants associated with the more than one e-commerce platforms using a single check-out transaction.