Systems and methods for integrating multi-media, financial, merchant, and consumer data

A data integration system for use by a plurality of users and a plurality of merchants, comprising:

• a control system;
• a redemption gateway;
• at least one user device, where each user device comprises
• a consumer application operatively connected to the control system to allow users to
• create gifts,
• initiate the redemption of gifts, and
• provision local loop redemption cards, and
• a mobile wallet application configured to utilize local loop redemption cards, where the mobile wallet application is operatively connected to the redemption gateway;
• at least one merchant terminal associated with each merchant, where each merchant terminal is operatively connected to the redemption gateway;
• wherein
• at least one user uses the consumer application to create at least one gift and store gift data associated with the at least one gift;
• at least one user causes the mobile wallet application to cause the redemption gateway to provision at least one local loop redemption card based on at least one gift, where the redemption gateway assigns a local loop redemption card ID to each local loop redemption card;
• at least one user initiates a redemption process of the at least one gift by transferring at least the local loop redemption card ID to the merchant terminal using the local loop redemption card;
• after at least one user initiates the redemption process, the merchant terminal causes the redemption gateway to send gateway transaction data to the control system, where the gateway transaction data includes at least the transaction amount, the local loop redemption card ID, and a gateway transaction ID;
• after the control system receives the gateway transaction data, the control system
• generates redemption transaction data including at least the transaction amount, the local loop redemption card ID, the gateway transaction ID, and a redemption transaction ID,
• validates the redemption transaction data based on a comparison of at least a portion of the redemption transaction data with at least a portion of the gift data, and
• if the redemption transaction data is validated,
• stores the transaction data,
• generates a validation amount, and
• sends validation data to the redemption gateway, where the validation data includes at least the gateway transaction ID and the validation amount;
• and
• after the redemption gateway receives the validation data, the redemption gateway
• notifies the merchant associated with the merchant terminal, and
• pays the merchant the validation amount.