Information processing apparatus and method

A method, comprising:

• executing, by a first computer provided in a vehicle, a process of transmitting a traveling locus of the vehicle;
• and
• executing, by a second computer provided in another apparatus that is a separate body from the vehicle, a process of:
• receiving the traveling locus to save as first information;
• referring to the first information and second information that indicates a risk latent in a specific area;
• counting a distance which is traveled by the vehicle along a route included in the specific area and a number of times of unsafe driving movements which is taken by the vehicle while traveling on the route;
• calculating risk tolerance of a driver against the risk based on the counted distance and number of times;
• and
• correcting a passage cost between two points on a route using the risk and the risk tolerance.