Dividend Yielding Digital Currency through Elastic Securitization, High Frequency Cross Exchange Trading, and Smart Contracts

A system architecture of chained exchanges for connecting currency and asset exchanges, the architecture comprising:

• a payment user interface module;
• an IGateway cross payment API module;
• a first IGateway module associated with a source account;
• a second IGateway module associated a dark pool A account;
• and
• a third IGateway module associated with a dark pool B account;
• wherein the IGateway cross payment module is operatively coupled to the first IGatwey module, the second IGateway module and the third IGateway module and wherein a path is through available exchanges is selected by the IGateway cross platform API module.

A method of transferring value between a source account and a destination account, the method comprising:

• initiating a payment from the source account to dark pool A through an IGateway cross payment API and an IGateway interface associated with the source account;
• receiving the payment through the IGateway cross payment API and an IGateway interface associated with a dark pool A associated with a counterparty;
• initiating a chained payment through and IGateway interface associated with a dark pool B associated with a counterparty.
• transferring value from dark pool B to a destination account using the syntax of a single gateway payment;
• and
• replenishing funds in dark pool B from the dark pool A using an out of band model.