Automated compliance scoring system that analyzes network accessible data sources

An automated compliance scoring system that analyzes network accessible data sources comprising:

• an investment compliance policy definition that defines requirements for compliant investments comprising one or more of
• one or more prohibited activities, comprising one or more of
• selling a prohibited product or service, wherein said prohibited product or service comprises one or more of alcohol, tobacco, firearms, weapons, and pornography,
• doing business in a prohibited location or with a prohibited entity,
• polluting the environment,
• lending of money for interest, and,
• borrowing of money for interest, and,
• one or more required activities, comprising one or more of
• compliance with regulations,
• compliance with industry standards,
• enforcement of nondiscriminatory hiring policies, and,
• inclusion of outside directors in a governance structure,
• wherein said investment compliance policy definition comprises one or more of
• an environmental, a social or a governance compliance policy definition, and
• a Shariah law compliance policy definition;
• a list of one or more investments, each investment of said one or more investments associated with an organization;
• and,
• a compliance analyzer coupled to said investment compliance policy definition, to said list of one or more investments, and to one or more data sources accessible via a computer network;
• wherein said one or more data sources comprise one or more of
• organization financial reports;
• filings with regulatory agencies;
• news feeds;
• product literature;
• and,
• organization websites;
• wherein said compliance analyzer comprises a computer that is configured to
• search said one or more data sources for information on each organization associated with each investment of said one or more investments;
• analyze said information for evidence to determine an extent to which each organization complies with said investment compliance policy and
• performs said one or more of one or more prohibited activities and said one or more required activities;
• and,
• transform each investment of said list of one or more investments into a compliance score that measures said extent to which said organization complies with said investment compliance policy definition and performs one or more of said one or more prohibited activities and said one or more required activities to form a list of compliance scores;
• an investment purifier coupled to said list of one or more investments and to said compliance analyzer and configured to transform at least one investment of said list of one or more investments into a compound investment that bundles a charitable contribution with said at least one investment, wherein said charitable contribution equals an amount of income earned by said at least one investment from said one or more prohibited activities;
• a compliance policy editor tool comprising a user interface with sharing and import capability, wherein said compliance policy editor tool is configured to
• accept input from an investment fund manager, and,
• create or modify said investment compliance policy definition based on said input;
• and,
• an investment compliance policy database coupled with said computer and said compliance policy editor tool;
• wherein said user interface comprises
• a categorized listing of compliance policy definitions in said investment compliance policy database,
• wherein said categorized listing of compliance policy definitions comprises one or more of
• said environmental, social or governance compliance policy definition, subdivided into
• requirements and
• prohibitions, and
• said Shariah law compliance policy definition subdivided into
• equity investments policies and
• bond investment policies, and
• one or more user interface screens;
• wherein said compliance policy editor tool is further configured to
• allow said investment fund manager to browse said compliance policy definitions shared via said investment compliance policy database using said one or more user interface screens,
• import an external investment compliance policy from said investment compliance policy database using said one or more user interface screens,
• one or more of create and edit said external investment compliance policy to form said investment compliance policy definition using said one or more user interface screens to customize said investment compliance policy definition for specific fund requirements specific to said investment fund manager, and,
• publish said investment compliance policy definition that is specific to said fund manager to said investment compliance policy database using said one or more user interface screens.