System and method for disseminating functionality to a target device

A method of disseminating a digital wallet to a target device, comprising:

• searching for a plurality of target devices, with a searching device, on a local network for the target device, wherein the digital wallet is an electronically stored registered card based account for use in electronic commercial transactions, and wherein the entire digital wallet is absent from the target prior to the search;
• selecting at the searching device one or more target devices;
• pushing the digital wallet, including digital wallet functionality, only to the target device, or each target device, selected at the searching device by a user to establish the digital wallet at the target device, and only if user authorisation has been received by the searching device to establish the digital wallet at the target device without having to enter information at the target device to create a new digital wallet at the target device;
• and
• accepting the pushed digital wallet only if user authorisation has been received by the target device;
• wherein pushing the digital wallet to the target device comprises pushing the digital wallet from:
• the searching device over the local network;
• or
• the cloud over the Internet in response to an instruction from the searching device.

A non-transitory computer readable storage medium storing instructions thereon, the instructions executable by a processor and arranged to:

• search, with a searching device, on a local network for a target device, wherein the digital wallet is an electronically stored registered card based account for use in electronic commercial transactions, and wherein the entire digital wallet is absent from the target device prior to the search;
• receive a selection at the searching device of one or more target devices;
• and
• push the digital wallet, including digital wallet functionality, to the target device selected at the searching device by a user to establish the digital wallet at the target device, and only if user authorization has been received by the searching device to establish the digital wallet at the target device without having to enter information at the target device to create a new digital wallet at the target device.