Linking A Transaction Account With A Form Factor
AssigneeAmerican Express Travel Related Services Company, Inc.
InventorsJason E. Muncey, Keshav A. Narsipur, Sreenivasan B. Parameshwara, Manoj Krishnamma Thulaseedharan Pillai
Life of this patent
Estimating the term…
Abstract
Systems and methods may comprise RFID data acquisition technology which may be embedded in a fob or tag for use in completing financial transactions. This fob may a self-contained device which includes a transponder and which may be contained on any portable form factor. For instance, the tag may be housed in a wearable transaction instrument, such as an activity tracker. The tag is configured to be used in concert with an RFID reader device.
Claims20
A method comprising,
- receiving, by an application, a provisioning script for a secure chip,
- wherein the secure chip executes the provisioning script comprising a secure chip identifier (ID), and
- wherein an alias code is associated with a transaction account;
- and
- transmitting, by the application, the secure chip ID to a transaction account issuer that issued the transaction account,
- wherein the transaction account issuer links the transaction account with the secure chip ID based on an association between the secure chip ID and the alias code.
A system comprising:
- a processor in communication with an application;
- and
- a tangible, non-transitory local memory of a form factor configured to communicate with the processor,
- the tangible, non-transitory local memory having instructions stored thereon that, in response to execution by the processor, cause the processor to perform operations comprising:
- receiving, by the processor, a provisioning script for a secure chip,
- wherein the secure chip executes the provisioning script comprising a secure chip identifier (ID), and
- wherein an alias code is associated with a transaction account;
- and
- transmitting, by the processor, the secure chip ID to a transaction account issuer that issued the transaction account,
- wherein the transaction account issuer links the transaction account with the secure chip ID based on an association between the secure chip ID and the alias code.
An article of manufacture including a non-transitory, tangible computer readable storage medium having instructions stored thereon that, in response to execution by an application, cause the application to perform operations comprising:
- receiving, by the application, a provisioning script for a secure chip,
- wherein the secure chip executes the provisioning script comprising a secure chip identifier (ID), and
- wherein an alias code is associated with a transaction account;
- and
- transmitting, by the application, the secure chip ID to a transaction account issuer that issued the transaction account,
- wherein the transaction account issuer links the transaction account with the secure chip ID based on an association between the secure chip ID and the alias code.
Dependencies are inferred from the claim text.