Apparatuses, Methods and Systems for Computer-Based Secure Transactions

A computer-implemented method comprising:

• receiving, by a secure processor of a consumer device, a secure transaction request from a non-secure processor of the consumer device;
• instructing, by the secure processor, one or more non-secure components of the consumer device to operationally connect to the secure processor, and to operationally disconnect from the non-secure processor;
• generating, by the secure processor, a transaction information message comprising one or more values associated with a transaction;
• sending, by the secure processor, the transaction information message to a merchant server indicated in the secure transaction request;
• and
• receiving, by the secure processor, from the merchant server a transaction completion message when a first value in the transaction information message satisfies a merchant-expected value according to the merchant server and a second value in a copy of the transaction information message satisfies a bank-expected value according to a bank device.

A computing device comprising:

• a non-secure processor configured to generate a message containing a secure transaction request;
• a secure processor configured to:
• receive the secure transaction request from the non-secure processor;
• instruct one or more non-secure components of the computing device to operationally connect to the secure processor, and to operationally disconnect from the non-secure processor;
• generate a transaction information message comprising one or more values associated with a transaction;
• send the transaction information message to a merchant server indicated in the secure transaction request;
• and
• receive from the merchant server a transaction completion message when a first value in the transaction information message satisfies a merchant-expected value according to the merchant server and a second value in a copy of the transaction information message satisfies a bank-expected value according to a bank device.