Platform for live issuance and management of cyber insurance policies

A system for autonomous issuance and management of insurance policies for business interruption and losses associated with computer and technology related risks, comprising:

• a deep web extraction engine comprising a memory, a processor, and a plurality of programming instructions stored in the memory thereof and operable on the processor thereof, wherein the programmable instructions, when operating on the processor, cause the processor to gather data about a plurality of potential risks related to use to computer and information technology;
• a cyber risk analysis engine comprising a memory, a processor, and a plurality of programming instructions stored in the memory thereof and operable on the processor thereof, wherein the programmable instructions, when operating on the processor, cause the processor to analyze the likelihood of business interruption or loss from a plurality of computer and information technology related risks;
• a network-connected server comprising a memory, a processor, and a plurality of programming instructions stored in the memory thereof and operable on the processor thereof, wherein the programmable instructions, when operating on the processor, cause the processor to provide a portal for clients to manage their insurance policies;
• and
• an automated underwriting processor comprising a memory, a processor, and a plurality of programming instructions stored in the memory thereof and operable on the processor thereof, wherein the programmable instructions, when operating on the processor, cause the processor to:
• create a contract block by compiling the request into a computational graph-based format;
• link the contract block to the requester;
• store the contract block into memory;
• retrieve a plurality of available underwriting agreements from memory;
• and
• create an offer list by perform computational graph operations on the contract block to determine at least a risk-transfer agreement based at least on calculated risk associated with the request, contextual consideration of an existing contract portfolio, and the plurality of available underwriting agreements;
• wherein the offer list is returned to the network-connected server to be presented to the requester.