Systems and methods for throttling transaction processing based on constrained sub-systems

A computer-based method for throttling transaction processing, the method using a computer device including a processor and a memory, the method comprising:

• receiving a first plurality of transaction requests, each of the first plurality of transaction requests requiring a first response from a sub-processing system;
• monitoring an average response time for the sub-processing system for the first plurality of transaction requests;
• determining a throttle level based at least in part on the average response time;
• receiving a second plurality of transaction requests, each of the second plurality of transaction requests requiring a second response from the sub-processing system;
• identifying one or more of the second plurality of transaction requests as failure candidates based at least in part on the throttle level;
• prioritizing failure of the failure candidates based at least in part on a plurality of factors associated with each failure candidate of the failure candidates, wherein the plurality of factors includes at least one of a merchant bank and an issuer;
• and
• failing one or more of the failure candidates based on the prioritization, wherein the one or more failure candidates are maintained in a queue of pending requests, and wherein each pending request includes an indicator of an amount of remaining processing time associated with that request.

A computing device for throttling transaction processing, said computing device comprising a processor communicatively coupled to a memory, said computing device programmed to:

• receive a first plurality of transaction requests, each of the first plurality of transaction requests requiring a first response from a sub-processing system;
• monitor an average response time for the sub-processing system for the first plurality of transaction requests;
• determine a throttle level based at least in part on the average response time;
• receive a second plurality of transaction requests, each of the second plurality of transaction requests requiring a second response from the sub-processing system;
• identify one or more of the second plurality of transaction requests as failure candidates based at least in part on the throttle level;
• prioritize failure of the failure candidates based at least in part on a plurality of factors associated with each failure candidate of the failure candidates, wherein the plurality of factors includes at least one of a merchant bank and an issuer;
• and
• fail one or more of the failure candidates based on the prioritization, wherein the one or more failure candidates are maintained in a queue of pending requests, and wherein each pending request includes an indicator of an amount of remaining processing time associated with that request.

At least one non-transitory computer-readable storage media having computer-executable instructions embodied thereon, wherein when executed by at least one processor, the computer-executable instructions cause the processor to:

• receive a first plurality of transaction requests, each of the first plurality of transaction requests requiring a first response from a sub-processing system;
• monitor an average response time for the sub-processing system for the first plurality of transaction requests;
• determine a throttle level based at least in part on the average response time;
• receive a second plurality of transaction requests, each of the second plurality of transaction requests requiring a second response from the sub-processing system;
• identify one or more of the second plurality of transaction requests as failure candidates based at least in part on the throttle level;
• prioritize failure of the failure candidates based at least in part on a plurality of factors associated with each failure candidate of the failure candidates, wherein the plurality of factors includes at least one of a merchant bank and an issuer;
• and
• fail one or more of the failure candidates based on the prioritization, wherein the one or more failure candidates are maintained in a queue of pending requests, and wherein each pending request includes an indicator of an amount of remaining processing time associated with that request.