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US 2018/0322502 A1Published application
Data security system using interaction channel code
OwnerKevin Wellerinventor
Life of this patent
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Abstract
A data security system is disclosed. The data security system includes a portable device with an interaction channel code. A user may capture an image of the portable device and the interaction channel code, and the captured image may be converted to image data. The image data may be provided to a remote server computer, which may validate the interaction channel code, and confirm that the transaction being conducted is associated with that interaction channel code.
Claims20
A method comprising:
- receiving, by a user communication device, an authentication request message;
- capturing, by the user communication device, an image of a portable device comprising an interaction channel code;
- generating, by the user communication device, portable device image data in response to capturing the image of the portable device;
- and
- transmitting, by the user communication device, the portable device image data to a server computer, wherein the server computer thereafter determines the interaction channel code from the portable device image data and generates validation data after determining that the interaction channel code is authentic.
2 more elements
A user communication device:
- a processor;
- and
- a computer readable medium coupled to the processor, the computer readable medium comprising code, executable by the processor to implement a method comprising
- receiving an authentication request message,
- capturing an image of a portable device comprising an interaction channel code;
- generating portable device image data in response to capturing the image of the portable device;
- and
- transmitting the portable device image data to a server computer, wherein the server computer thereafter determines the interaction channel code from the portable device image data, and generates validation data indicating that the portable device has been authenticated after determining that the interaction channel code is authentic.
5 more elements
The user communication device of claim 110, wherein the validation data comprises a cryptogram.
A method comprising:
- transmitting, by a server computer, an authentication request message to a user communication device;
- receiving, by the server computer from the user communication device, portable device image data of a portable device comprising an interaction channel code;
- determining, by the server computer, the interaction channel code from the portable device image data;
- and
- generating, validation data after determining that the interaction channel code is authentic.
2 more elements
Dependencies are inferred from the claim text.