Digital Safety and Account Discovery
AssigneeAllstate Insurance Company
InventorsJason D. Park, John S. Parkinson
Life of this patent
Estimating the term…
Abstract
Methods, computer-readable media, software, and apparatuses may assist a consumer in keeping track of a consumer's accounts in order to prevent unauthorized access or use of the consumer's identified accounts. To discover the various accounts, the methods, computer-readable media, software, and apparatuses can monitor at least a consumer's email accounts, web browser history, and web cache. The discovered accounts may be displayed to the consumer along with recommendations and assistance for closing unused or unwanted accounts to prevent unauthorized access or use.
Claims20
A cyber-security system comprising a cyber-security account analysis system and a cyber-security data processing system, wherein the cyber-security system includes:
- a processor;
- a memory unit storing computer-executable instructions, which when executed by the processor, cause the cyber-security data processing system to:
- generate a consumer profile based on consumer information;
- scan a consumer device to determine potential security threats;
- associate the consumer device and the results of the scan with the generated consumer profile;
- wherein the cyber-security account analysis system is configured to:
- monitor at least one email account;
- determine source information for each email correspondence in the monitored at least one email account;
- based on the determined source information for each email correspondence, generate a separate list of businesses associated with a consumer;
- monitor a consumer's web browsing history information;
- analyze the consumer's web browsing history information to determine a group of businesses associated with a consumer;
- based on the analysis of the consumer's web browsing history information, generate a separate list of businesses associated with a consumer;
- monitor a consumer's web cache;
- analyze the consumer's web cache to determine a group of businesses associated with a consumer;
- based on the analysis of the consumer's web cache, generate a separate list of businesses associated with a consumer;
- determine for each business associated with a consumer a likelihood that the consumer has an account with a business;
- and
- based on the determined likelihood that each business represents an account of the consumer, generate a list of accounts associated with the consumer.
A method comprising:
- monitoring at least one email account;
- determining source information for each email correspondence in the monitored at least one email account;
- based on the determined source information for each email correspondence, generating a separate list of businesses associated with a consumer;
- monitoring a consumer's web browsing history information;
- analyzing the consumer's web browsing history information to determine a group of businesses associated with a consumer;
- based on the analysis of the consumer's web browsing history information, generating a separate list of businesses associated with a consumer;
- monitoring a consumer's web cache;
- analyzing the consumer's web cache to determine a group of businesses associated with a consumer;
- based on the analysis of the consumer's web cache, generating a separate list of businesses associated with a consumer;
- determining for each business associated with a consumer a likelihood that the consumer has an account with a business;
- and
- based on the determined likelihood that each business represents an account of the consumer, generating a list of accounts associated with the consumer.
A cyber-security system comprising a cyber-security account analysis system and a cyber-security data processing system, wherein the cyber-security system includes:
- a processor;
- a memory unit storing computer-executable instructions, which when executed by the processor, cause the cyber-security data processing system to:
- generate a consumer profile based on consumer information;
- scan a consumer device to determine potential security threats;
- associate the consumer device and the results of the scan with the generated consumer profile;
- wherein the cyber-security account analysis system is configured to:
- monitor at least one email account;
- determine source information for each email correspondence in the monitored at least one email account;
- based on the determined source information for each email correspondence, generate a separate list of businesses associated with a consumer;
- monitor a consumer's web browsing history information;
- analyze the consumer's web browsing history information to determine a group of businesses associated with a consumer;
- based on the analysis of the consumer's web browsing history information, generate a separate list of businesses associated with a consumer;
- monitor a consumer's web cache;
- analyze the consumer's web cache to determine a group of businesses associated with a consumer;
- based on the analysis of the consumer's web cache, generate a separate list of businesses associated with a consumer;
- determine for each business associated with consumer a likelihood the consumer has an account with a business;
- based on the determined likelihood that each business represents an account of the consumer, generate a list of accounts associated with the consumer;
- and
- recommend closing accounts associated with the consumer based on security recommendations, the accounts associated with the consumer determined based on at least one of the generated separate list of businesses associated with the consumer and the generated list of the accounts associated with the consumer.
Dependencies are inferred from the claim text.