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US 2018/0025352 A1Published application
Single use qr code authorization system
OwnerLarry J. Kaneinventor
Life of this patent
Estimating the term…
Abstract
An electronic secured payment system where a single use QR Code is assigned to a consumer account, displayed on a consumer's electronic device, and scanned by a merchant's device to permit a merchant to access and verify the consumer's account and enter transaction information.
Claims7
A system for making a secured transaction, comprising:
- a website having a link connected to a processor via an electronic network;
- a database connected to the processor;
- a single use random qualifier temporarily stored within the database;
- a consumer account associated with personal information of a consumer including a photograph of the consumer and a personal identification number stored in the database;
- a single use code having the link including the single random qualifier and displayed on a consumer's electronic device entry of the personal identification by a consumer;
- and
- wherein, upon capturing the displayed single use code by a merchant, the consumer account, including the photo of the consumer, is displayed on the merchant's electronic device.
4 more elements
A method for making a secured electronic payment comprising the steps of:
- establishing a consumer account by accessing a website via an electronic network and providing personal information including a photo of a consumer through a consumer's electronic device;
- storing a temporary single use random qualifier in a database connected to a processor that is connected to the website via the electronic network;
- constructing a single use code that includes a link to the website and the single use random qualifier by the processor upon initiation of a transaction;
- transmitting the constructed single use code to the consumer's electronic device and displaying the constructed single use code on the consumer's electronic device;
- and
- capturing the displayed single use code and displaying the consumer's account including the photo of the consumer on the merchant's electronic device.
3 more elements
Dependencies are inferred from the claim text.