Online mobile payment system and method using authentication codes

A mobile payment method comprising the steps of:

• providing a web browsing capable device;
• providing a mobile payment device having mobile payment capability;
• providing a server connectable to the web browsing capable device and the mobile payment device;
• a user using the web browsing capable device in communication with the Internet to make an online purchase at an online store and receiving payment information including an address for the server to initiate a transaction;
• connecting the web browsing capable device to the server using the address provided in the payment information, including sending a cookie from the web browsing capable device to the server, the cookie previously received by the web capable device from the server during a previous transaction and associated with a VID;
• inputting the VID into the web browsing capable device associated with the cookie;
• sending a payment request including the VID and the cookie from the web browsing capable device to the server;
• the server verifying the VID and cookie included in the payment request;
• connecting the mobile payment device to the server and sending a token request from the server to the mobile device upon verification of the VID and cookie included in the payment request;
• sending a token response from the mobile device to the server upon authorization by the user;
• archiving information received to a database and updating the cookie if the token response is a success;
• sending payment response including updated cookie to the web browsing capable device from the server;
• sending authorization request to the online store from the web browsing capable device;
• and
• the online store authorizing the transaction with a payment network.