Check cashing automated banking machine

A tangible, non-transitory computer readable medium of execution with instructions encoded thereon for execution by a processor, and when executed operable to:

• automatically through an operation of an automated banking machine, wherein the automated banking machine comprises a display, a check acceptor, and a card reader;
• wherein the processor is associated with an automated banking machine;
• obtain an electronic image corresponding to one side of a user input check from a check acceptor;
• resolve check data from the electronic image, wherein the check data includes a check amount;
• request identification of a user of the automated banking machine the form of card data responsive to the check amount exceeding a predetermined threshold amount;
• and
• obtain first card data read through the operation of the card reader;
• verify the first card data corresponds to an account holder of the financial account, the card data to be sent to a second transaction authorization computer remote from the machine that is different from a first transaction authorization computer;
• obtain second data through operation of the card reader, the second card reader comprises a bar code;
• verify the bar code is authentic;
• and
• automatically cause the check amount to be credited to the financial account through the operation of the first transaction authorization computer remote from the automated banking machine responsive at least in part to verification of the first card data and verification that the bar code is authentic.

A tangible, non-transitory computer readable medium of execution with instructions encoded thereon for execution by a processor, and when executed operable to:

• determine a financial account on which transactions are authorized to be conducted automatically through an operation of an automated banking machine, wherein the automated banking machine comprises a display, a check acceptor, and a card reader;
• wherein the processor is associated with an automated banking machine;
• obtain an electronic image corresponding to one side of a user input check from a check acceptor;
• resolve check data from the electronic image, wherein the check data includes a check amount;
• request identification of a user of the automated banking machine the form of card data responsive to the check amount exceeding a predetermined threshold amount;
• and
• obtain card data read through the operation of the card reader, the card data comprises first card data visible on the card and second card data encoded in a magnetic stripe;
• verify the first card data matches the second card data;
• verify the card data comprises data that corresponds to an account holder of the financial account, the card data to be sent to a second transaction authorization computer remote from the machine that is different from a first transaction authorization computer;
• and
• automatically cause the check amount to be credited to the financial account through the operation of the first transaction authorization computer remote from the automated banking machine responsive at least in part to verification of the card data.