Methods and apparatus for promoting financial behavioral change
AssigneeMovencorp Inc.
InventorsAlexander Sion, Brett King, Mohamed Khalil
Life of this patent
Estimating the term…
Abstract
Some embodiments of the invention provide tools for promoting a user's financial well-being by encouraging positive financial behavior through timely feedback, counseling and instruction. For example, some embodiments of the invention may provide real-time (e.g., in response to a transaction being performed, or in response to the user indicating he/she is contemplating a transaction) useful analysis and advice designed to encourage the type of ongoing financial behavior that leads over time to financial well-being.
Claims9
A computer system configured to promote positive financial behavior by a user, the computer system comprising:
- at least one computer processor programmed to;
- cause an overall assessment of the user's finances to be displayed to the user, the overall assessment comprising a score representing the user's overall financial well-being;
- cause information on a behavior which the user may exhibit to improve the overall assessment to be displayed to the user;
- and
- in response to receiving an indication that the user has exhibited the behavior:
- modify the overall assessment,
- cause the modified overall assessment to be displayed to the user, and
- cause to be displayed to the user an indication of an award which the user may redeem for at least one of goods, services and discounts.
Dependencies are inferred from the claim text.