Personal device-enabled lifestyle, commerce and exchange tracking system

A server, comprising:

• a mobile interface configured to receive user information data from a personal electronic device;
• an issuing interface configured to receive advertisement data;
• a user database configured to store user information;
• the mobile interface is further configured to receive action data from the personal electronic device when the personal electronic device captures the advertisement data;
• means for receiving redemption data, wherein the redemption data relates to the advertisement data;
• and
• the user database is further configured to store user information with action data and redemption data.

A server, comprising:

• an interface configured to provide an embedded signal;
• an embedded signal database configured to store the embedded signal and advertisement data;
• the interface further configured to receive from a personal electronic device at least one of information data about a user, a captured embedded signal, or redemption data;
• a user database configured to store user information data, captured embedded signals, and/or redemption data.

A method, comprising:

• receiving user information data from a personal electronic device, wherein the user information data includes information about a user using the personal electronic device;
• storing the user information data;
• and
• receiving action data from the personal electronic device, wherein the action data includes information relating to an object captured through the personal electronic device.

A method, comprising:

• sending an embedded signal;
• receiving capture data from a personal electronic device when the personal electronic device captures the embedded signal;
• and
• receiving redemption data, wherein the redemption data relates to the embedded signal.