Wearable technology device-based behavioral analysis and heuristic feedback

A wearable technology device comprising an article and a means for removably attaching the article to an individual, the wearable technology device comprising:

• a wireless network adapter;
• an output component;
• a memory having computer readable instructions, the memory storing user-defined settings and a plurality of tiered confirmation prompts, wherein each succeeding confirmation prompt in the tiered confirmation prompts provides increased emphasis in its content or presentation;
• and
• a processor for executing the computer readable instructions, the computer readable instructions including:
• receiving, via the wireless network adapter of the wearable device, an authorization request and transaction amount for a transaction from a contactless transaction terminal;
• comparing the transaction amount with a current balance associated with an account of the individual;
• upon determining the transaction amount causes the current balance to fall below a limit in the user-defined settings, retrieving a set of the plurality of tiered confirmation prompts from the memory;
• displaying via the output component a first confirmation prompt from the set, the first confirmation prompt displayed at a first time interval and before completion of the transaction;
• and
• upon determining at a second time interval that the transaction remains pending, displaying via the output component a second confirmation prompt from the set.

A computer program product comprising a computer readable storage medium having program instructions embodied therewith, wherein the computer readable storage medium is not a transitory signal per se, the program instructions executable by a computer processor of a wearable technology device to cause the computer processor to perform a method comprising:

• receiving, by a computer processor via a wireless receiver of a wearable technology device, an authorization request and transaction amount for a transaction from a contactless transaction terminal;
• comparing the transaction amount with a current balance associated with an account of an individual corresponding to the wearable technology device;
• upon determining the transaction amount causes the current balance to fall below a limit specified by user-defined settings, retrieving a set of a plurality of tiered confirmation prompts from a memory of the wearable technology device;
• displaying, via an output component of the wearable technology device, a first confirmation prompt from the set, the first confirmation prompt displayed at a first time interval and before completion of the transaction;
• and
• upon determining at a second time interval that the transaction remains pending, displaying via the output component a second confirmation prompt from the set;
• wherein each succeeding confirmation prompt in plurality of tiered confirmation prompts provides increased emphasis in its content or presentation.