Electronic fraud prevention systems and methods
AssigneeMastercard International Incorporated
InventorErica Joann Robeen
Life of this patent
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Abstract
A method, a non-transitory computer readable medium with computer executable instructions stored thereon, and a fraud prevention processor each prevent electronic fraud. An electronic communication is received from a resource via a network and it is determined whether the electronic communication includes a premium amount. When the electronic communication includes the premium amount, a difference between this premium amount and a captured premium amount received from a consumer is determined, and when the difference is greater than a predefined threshold, an alert is generated and sent to the consumer indicating the difference.
Claims20
A method for electronic fraud prevention, comprising:
- receiving, at a fraud prevention processor and via a network, an electronic communication from a resource;
- determining, using the fraud prevention processor, whether the electronic communication includes a premium amount;
- and
- when the electronic communication includes the premium amount:
- determining a difference between the premium amount and a captured premium amount received from a consumer;
- and
- when the difference is greater than a predefined threshold, generating and sending an alert to the consumer indicating the difference.
A non-transitory computer readable medium with computer executable instructions stored thereon executed by a processor to perform the method of electronic fraud prevention, comprising:
- receiving, at a fraud prevention processor and via a network, an electronic communication from a merchant;
- determining, using the fraud prevention processor, whether the electronic communication includes a premium amount;
- and
- when the electronic communication includes the premium amount:
- determining a difference between the premium amount and a captured premium amount received from a consumer;
- and
- when the difference is greater than a predefined threshold, generating and sending an alert to the consumer indicating the difference.
A fraud prevention processor for electronic fraud prevention, comprising:
- a processor;
- and
- a memory communicatively coupled with the processor and storing machine readable instructions that when executed by the processor are capable of:
- receiving, via a network, an electronic communication from a merchant;
- determining, using the fraud prevention processor, whether the electronic communication includes a premium amount;
- and
- when the electronic communication includes the premium amount:
- determining a difference between the premium amount and a captured premium amount received from a consumer;
- and
- when the difference is greater than a predefined threshold, generating and sending an alert to the consumer indicating the difference.
Dependencies are inferred from the claim text.