Splitting group charges

An article of manufacture including a non-transitory, tangible computer readable storage medium having instructions stored thereon that, in response to execution by a computer-based system, cause the computer-based system perform operations comprising:

• receiving, by the computer-based system, a request to establish a group of members in a database, wherein a group initiator and the members share a shared financial obligation, wherein the group initiator incurred the shared financial obligation using an account number for a transaction account of the group initiator;
• providing, by the computer-based system and to the members, a plurality of record of charges (ROCs) associated with the shared financial obligation by the group initiator, wherein the ROCs include location, merchant identifier, transaction amount, transaction date, and the account number;
• receiving, by the computer-based system and from the web clients of the members, a selection from one or more members of the group of one or more of the ROCs from the plurality of ROCs associated with the shared financial obligation to create member-selected ROCs;
• determining, by the computer-based system and in response to the receiving, a split instruction for the member-selected ROCs based on the account numbers in the ROCs;
• splitting, by the computer-based system and based on the split instruction, the member-selected ROCs between the members of the group and the group initiator;
• and
• transmitting, by the computer-based system and to the web clients of the members, a notification to the members of the group, wherein the notification includes the member-selected ROCs, the split instruction and a description of the shared financial obligation.

A system comprising:

• a processor;
• a tangible, non-transitory memory configured to communicate with the computer-based system;
• and
• the tangible, non-transitory memory having instructions stored thereon that, in response to execution by the computer-based system, cause the computer-based system to be capable of performing operations comprising:
• receiving, by the processor, a request to establish a group of members in a database, wherein a group initiator and the members share a shared financial obligation, wherein the group initiator incurred the shared financial obligation using an account number for a transaction account of the group initiator;
• providing, by the processor and to the members, a plurality of record of charges (ROCs) associated with the shared financial obligation by the group initiator, wherein the ROCs include location, merchant identifier, transaction amount, transaction date, and the account number;
• receiving, by the processor and from the web clients of the members, a selection from one or more members of the group of one or more of the ROCs from the plurality of ROCs associated with the shared financial obligation to create member-selected ROCs;
• determining, by the processor and in response to the receiving, a split instruction for the member-selected ROCs based on the account numbers in the ROCs;
• splitting, by the processor and based on the split instruction, the member-selected ROCs between the members of the group and the group initiator;
• and
• transmitting, by the processor and to the web clients of the members, a notification to the members of the group, wherein the notification includes the member-selected ROCs, the split instruction and a description of the shared financial obligation.