Wireless systems and methods for bill payment

A non-transitory computer readable storage medium having stored thereon computer-readable and computer-executable instructions, which, when executed by a processor, cause the processor to perform actions of:

• receiving an image of a bill;
• analyzing the received image to determine at least a billed amount;
• determining a retailer associated with the billed amount;
• sending a request to a user to confirm at least the billed amount;
• and
• in response to receiving confirmation from the user of a confirmed payment amount, creating an electronic payment transaction to deduct the confirmed payment amount from an account associated with the user and to provide a payment to an account associated with the retailer for the confirmed amount.

A non-transitory computer readable storage medium having stored thereon computer-readable and computer-executable instructions, which, when executed by a processor in a wireless communications device, causes the wireless communications device to perform actions of:

• capturing an image of a bill;
• transmitting the captured image of the bill to a server;
• receiving a request to confirm payment of a billed amount associated with the captured image;
• and
• transmitting a confirmation of a confirmed payment amount to the server.