Multi-purpose garment convertible to a tote bag

A system for use as a tote bag and as an adjustable size, multi-purpose garment, the system comprising:

• a body of fabric having a first longitudinal side having a first sleeve formed along an outer edge and a parallel second longitudinal side having a second sleeve formed along an outer edge, and opposing lateral edges;
• a first adjustment member positioned in the first sleeve operable to adjust a length of the first longitudinal side;
• and
• a second adjustment member positioned in the second sleeve operable to adjust a length of the second longitudinal side, wherein, when used as the tote bag:
• the length of the first longitudinal side is reduced with the first adjustment member;
• and
• the length of the second longitudinal side is reduced with the second adjustment member, such that the body forms a pouch extending between the reduced first longitudinal side and the reduced second longitudinal side, with at least one of the first adjustment member and the second adjustment member forming a strap for holding the pouch;
• and
• wherein, when worn as the adjustable size, multipurpose garment:
• the length of each of the first longitudinal side and the second longitudinal side is selectively adjustable along the length by a wearer to fit around a portion of a body of the wearer, depending on a selected garment.