Merchant fraud risk score

A method comprising:

• receiving, by a server computer, device data corresponding to a device used to initiate a transaction with a merchant;
• determining, by the server computer, a fraud risk score using the device data;
• and
• providing, by the server computer, the fraud risk score to the merchant in an authorization response message.

A computer comprising:

• a processor;
• and
• a memory comprising code, executable by the processor, for implementing a method comprising:
• receiving device data corresponding to a device used to initiate a transaction with a merchant;
• determining a fraud risk score using the device data;
• and
• providing the fraud risk score to the merchant in an authorization response message.