US 2016/0253702 A1 · Location-Based Budget Alerts

Abstract

Systems, methods, and computer program products are disclosed for providing location-based budget alerts. A server receives location information from a mobile communications device for the mobile communications device. The server determines one or more stores that are within a determined vicinity of the mobile communications device. The server identifies at least one budget category for a user of the mobile communications device that is associated with the one or more stores. The server accesses information related to the budget category in an account associated with the user of the mobile communications device. The server then determines whether to transmit a budget notification to the mobile communications device that identifies the current status of the identified budget with respect to the current budget period. The budget notifications may provide a location dependent alert to notify the user before the user initiates a transaction at the store.

Claims20

Dependent claims

A system for providing location-based budget alerts, comprising:

a communications interface coupled to a communications network;
and
a computing resource coupled to the communications interface, wherein the computing resource is configured to:
receive, from a mobile communications device via the communications interface, location information of the mobile communications device;
determine at least one store that is within a determined vicinity of the mobile communications device based on the received location information;
access an account associated with the mobile communications device, the account comprising budget information for a user of the account;
and
determine whether to transmit a notification to the mobile communications device based on the budget information accessed in the account and information about the at least one store within the determined vicinity.

5 more elements

A non-transitory computer-readable medium comprising instructions which, in response to execution by a computer system, cause the computer system to perform a method comprising:

receiving, from a mobile communications device, location information of the mobile communications device;
determining at least one store that is within a determined vicinity of the mobile communications device based on the received location information;
accessing an account associated with the mobile communications device, the account comprising budget information for a user of the account;
and
determining whether to transmit a notification to the mobile communications device based on the budget information accessed in the account and information about the at least one store within the determined vicinity.

2 more elements

Dependencies are inferred from the claim text.

Location-Based Budget Alerts

Life of this patent

Location-Based Budget Alerts

Life of this patent

Abstract

Claims20