System and method for validation of auto insurance through a drivers mobile device

A method comprising:

• pairing a mobile device with an in-vehicle control system having an insurance status processing module, the in-vehicle control system being resident in a vehicle;
• transferring an electronic insurance certificate retained on the mobile device to the in-vehicle control system;
• authenticating the electronic insurance certificate by use of the insurance status processing module, the authenticating including comparing data in the electronic insurance certificate against related insurance data in a valid insurance certificate;
• and
• enabling, disabling, or modifying the operation of the vehicle based on the authentication of the electronic insurance certificate.

A non-transitory machine-useable storage medium embodying instructions which, when executed by a machine, cause the machine to:

• pair a mobile device with the in-vehicle control system;
• transfer an electronic insurance certificate retained on the mobile device to the in-vehicle control system;
• authenticate the electronic insurance certificate, the authenticating including comparing data in the electronic insurance certificate against related insurance data in a valid insurance certificate;
• and
• enable, disable, or modify the operation of the vehicle based on the authentication of the electronic insurance certificate.