System and method to support identity theft protection as part of a distributed service oriented ecosystem

A computer program product comprising a computer readable hardware storage device having readable program code stored on the computer readable hardware storage device, the program code comprising:

• program code to receive one or more credentials via a login attempt by a first device;
• program code to process the one or more credentials to identify a subscriber having the one or more credentials;
• program code to provide a plurality of services to the subscriber including receiving a text message;
• program code to send the text message to the subscriber via a second device to notify the subscriber of the login attempt by the first device;
• and
• program code to generate a risk rating associated with the login attempt.