Method and system for distributing consumer analytics to a point of sale device

A method for distributing consumer analytics to a point-of-sale device, comprising:

• storing, in a database, a plurality of microsegment profiles, wherein each microsegment profile includes data related to a plurality of consumers including at least a plurality of consumer identifiers, each consumer identifier associated with one of the plurality of related consumers, a plurality of consumer characteristics corresponding to each of the plurality of related consumers, and a plurality of transaction data entries, each transaction data entry corresponding to a payment transaction involving one of the plurality of related consumers and including transaction data;
• receiving, by a receiving device, a consumer profile request, wherein the consumer profile request includes at least a specific consumer identifier and one or more requested consumer metrics;
• identifying, in the database, a specific microsegment profile where one of the included plurality of consumer identifiers corresponds to the specific consumer identifier;
• calculating, by a processing device, the one or more requested consumer metrics for a consumer related to the specific microsegment profile based on the transaction data included in the plurality of transaction data entries included in the specific microsegment profile;
• and
• transmitting, by a transmitting device, at least the plurality of consumer characteristics included in the specific microsegment profile and the calculated one or more requested consumer metrics in response to the received consumer profile request.

A system for distributing consumer analytics to a point-of-sale device, comprising:

• a database configured to store a plurality of consumer profiles, wherein each consumer profile includes data related to a consumer including at least a consumer identifier associated with the related consumer, a plurality of consumer characteristics, and a plurality of transaction data entries, each transaction data entry corresponding to a payment transaction involving the related consumer and including transaction data;
• a receiving device configured to receive a consumer profile request, wherein the consumer profile request includes at least a specific consumer identifier and one or more requested consumer metrics;
• a processing device configured to
• identify, in the database, a specific consumer profile where the included consumer identifier corresponds to the specific consumer identifier, and
• calculate the one or more requested consumer metrics for the consumer related to the specific consumer profile based on the transaction data included in the plurality of transaction data entries included in the specific consumer profile;
• and
• a transmitting device configured to transmit at least the consumer characteristics included in the specific consumer profile and the calculated one or more requested consumer metrics in response to the received consumer profile request.

A system for distributing consumer analytics to a point-of-sale device, comprising:

• a database configured to store a plurality of microsegment profiles, wherein each microsegment profile includes data related to a plurality of consumers including at least a plurality of consumer identifiers, each consumer identifier associated with one of the plurality of related consumers, a plurality of consumer characteristics corresponding to each of the plurality of related consumers, and a plurality of transaction data entries, each transaction data entry corresponding to a payment transaction involving one of the plurality of related consumers and including transaction data;
• a receiving device configured to receive a consumer profile request, wherein the consumer profile request includes at least a specific consumer identifier and one or more requested consumer metrics;
• a processing device configured to
• identify, in the database, a specific microsegment profile where one of the included plurality of consumer identifiers corresponds to the specific consumer identifier, and
• calculate the one or more requested consumer metrics for a consumer related to the specific microsegment profile based on the transaction data included in the plurality of transaction data entries included in the specific microsegment profile;
• and
• a transmitting device configured to transmit at least the plurality of consumer characteristics included in the specific microsegment profile and the calculated one or more requested consumer metrics in response to the received consumer profile request.