Back to results
US 2015/0106263 A1Published application
Methods and systems for dynamically processing card payment authorization requests
AssigneeFacebook, Inc.
InventorsLee Linden, Neville Bowers, Ted Zagat
Life of this patent
Estimating the term…
Abstract
Exemplary methods and systems for dynamically processing payment authorization requests for gift card purchases. An exemplary method includes maintaining information associated with a gift card, receiving a payment authorization request for the gift card from a particular merchant, detecting a trigger associated with the received payment authorization request, and sending, based on the detected trigger, a response to the payment authorization request. Corresponding methods and systems are also disclosed.
Claims20
A method comprising:
- maintaining information associated with a gift card, wherein the information associated with the gift card comprises one or more stored values associated with one or more merchants, and wherein the gift card is issued to a user of a social networking system;
- receiving a payment authorization request for the gift card from a particular merchant, wherein the authorization request specifies a payment amount for a purchase being made with the gift card;
- detecting, using at least one processor, a trigger associated with the received payment authorization request;
- and
- sending, based on the detected trigger, a response to the payment authorization request.
2 more elements
A method comprising:
- maintaining information associated with a gift card, wherein the information associated with the gift card comprises one or more stored values associated with one or more merchants, and wherein the gift card is issued to a user of a social networking system;
- receiving a payment authorization request for the gift card from a particular merchant, wherein the authorization request specifies a payment amount for a purchase being made with the gift card;
- identifying a promotion associated with the payment authorization request;
- determining whether one or more conditions associated with the promotion have been satisfied;
- if the one or more conditions have been satisfied, applying a promotional value associated with the promotion towards the payment amount;
- and
- sending a response to the payment authorization request.
4 more elements
A method comprising:
- maintaining information associated with a gift card, wherein the information associated with the gift card comprises one or more stored values associated with one or more merchants, and wherein the gift card is issued to a user of a social networking system;
- receiving a payment authorization request for the gift card from a particular merchant, wherein the authorization request specifies a payment amount for a purchase being made with the gift card;
- determining that the payment amount exceeds a stored value associated with the payment authorization request;
- determining whether one or more overspend conditions have been satisfied;
- if the one or more overspend conditions have been satisfied, applying an overspend value towards the payment amount;
- and
- sending a response to the payment authorization request.
4 more elements
Dependencies are inferred from the claim text.