US 2015/0106243 A1Published application

Aggregation of item-level transaction data for a group of individuals

AssigneeBank of America Corporation

InventorsJason P. Blackhurst, Laura C. Bondesen, Matthew A. Calman, Katherine Dintenfass, Carrie Anne Hanson

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Abstract

Apparatus, methods, and computer program products are provided for that automatically identify transactions and/or items in a transaction that are associated with a group of individuals, such as a family, co-workers, a special interest group, a demographic group a social network group or the like. Once transactions and/or items in the transaction have been identified as being associated with the group, the transaction data associated with the transactions and/or the items in the transactions is aggregated and aggregated views of the data are made accessible to individuals in the group, such as through a financial institution financial management application, e.g., online or mobile banking application.

Claims26

Dependent claims

An apparatus for aggregating item-level transaction data for a group of individuals, the apparatus comprising:

a computing platform having a memory and at least one processor in communication with the memory device;
an aggregation and structuring application stored in the memory, executable by the processor and configured to receive transaction item-identifying data in an unstructured format, wherein the transaction item-identifying data is associated with transactions including one or items, structure the transaction item-identifying data for financial institution compatibility and store the structured data in a first database;
a group determination application stored in the memory, executable by the processor and configured to access the transaction item-identifying data in the first database to determine that one or more of the transactions are associated with a group of individuals;
a group aggregation application stored in the memory, executable by the processor and configured to receive a plurality of item-identifying data associated with the one or more transactions, aggregate the plurality of item-identifying data and provide the individuals in the group access to the aggregated plurality of item-identifying data.

1 more element

A method for aggregating item-level transaction data for a group of individuals, the method comprising:

receiving, by a computing device processor, transaction item-identifying data in an unstructured format, wherein the transaction item-identifying data is associated with transactions that include one or more items;
structuring, by a computing device processor, the transaction item-identifying data for financial institution system compatibility;
determining, by a computing device processor, that more than one of the transactions are associated with a group of individuals;
aggregating, by a computing device processor, the plurality of item-identifying data associated with the transactions;
and
generating, by a computing device processor, an aggregated view of the aggregated plurality of item-identifying data that is accessible to at least one individual in the group of individuals.

3 more elements

Dependencies are inferred from the claim text.