Mobile debit note payment method, and a system therefore

A system adapted to the payment of a bill by a cellular device by reading a code provided on said bill, wherein said system comprises:

• a bill provided with said code, said code including at least a part of customer debit information that is provided by a biller, and the bill code is transmitted to said customer;
• a cellular device reading the code through attached cellular device software and hardware applications;
• an application means provided in said cellular device reading said bill code on said bill in order to be able to pay said bill;
• a transmitter in said cellular device sending said code to a payment switch, which reads the code particulars;
• a payment switch which authorizes the customer as a utilizer of the cellular payment, and if that is the case, transmits a message to the cellular device to induce said bill payment;
• an acknowledges means in the customers cellular device, which induces the payment if the customer accepts it, and if the transaction of payment is to be accomplished, the customer enters at least a personal identity code by the cellular device to accept a payment to said payment switch;
• and
• said payment switch means settling the payment between the customer bank, and said billers bank, respectively.