Provision of insurance products

A computer-implemented method for facilitating underwriting of an insurance product, the method comprising:

• receiving an offer by one or more insurance underwriters to underwrite an insurance product associated with an insurance customer and associated with a payment amount from the insurance underwriters to the insurance customer upon meeting a requirement;
• and
• encumbering one or more assets and/or lines of credit of the insurance underwriters, such that upon meeting the requirement to pay the insurance customer, the payment amount can be automatically taken from the one or more assets or lines of credit of the one or more insurance underwriters.

One or more computer-readable media including instructions that cause a computing device, in response to execution of the instructions, to:

• receive an offer by one or more insurance underwriters to underwrite an insurance product associated with an insurance customer and associated with a payment amount from the insurance underwriters to the insurance customer upon meeting a requirement;
• and
• encumber one or more assets and/or lines of credit of the insurance underwriters, such that upon meeting the requirement to pay the insurance customer, the payment amount can be automatically taken from the one or more assets or lines of credit of the one or more insurance underwriters.