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US 2014/0279514 A1Published application
Pro-active identity verification for authentication of transaction initiated via non-voice channel
AssigneeNuance Communications, Inc.
InventorRobert Douglas Sharp
Life of this patent
Estimating the term…
Abstract
A method of using biometric verification comprises identifying a validation requirement during the execution of a non-voice channel interaction, and initiating a contact to the user, at a pre-registered device. The method further comprises executing a biometric verification of the user's identity and possession of the device, via a user interaction at the pre-registered device, and providing the validation when the user is successfully identified.
Claims19
A method of using biometrics based verification comprising:
- identifying a validation requirement during a non-voice channel interaction;
- initiating contact with the user, at a pre-registered device;
- executing a biometrics based verification of the user's identity and possession of the pre-registered device, via a user interaction at the pre-registered device;
- and
- providing the validation as required when the user is successfully identified.
2 more elements
A biometric authentication system comprising:
- a validation requirement identifier to identify a validation requirement during a non-voice channel interaction;
- contact system to initiate contact with the user, at a pre-registered device;
- a biometric system to perform a biometric verification of the user's identity and possession of the pre-registered device, via a user interaction at the pre-registered device;
- and
- a decisioning system to provide the validation for the validation requirement when the user is successfully identified.
2 more elements
A system comprising:
- a non-voice channel to initiate a transaction with the user;
- a biometric authentication system to determine that validation is needed to complete the transaction, the biometric authentication system comprising:
- contact system to initiate contact with the user, at a pre-registered device;
- a biometric system to perform a biometric verification of the user's identity and possession of the pre-registered device, via a user interaction at the pre-registered device;
- and
- a decisioning system to provide the validation for the validation requirement when the user is successfully identified;
- and
- the non-voice channel to complete the transaction when the decision system indicates that the user is successfully identified.
5 more elements
Dependencies are inferred from the claim text.