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AssigneeAmerican Express Travel Related Services Company, Inc.
InventorsSarah Dodds-Brown, Manish Gupta, Frank Holbrook, David Lago, Nina Owens, Kishore Ponnavalu
Estimating the term…
A system, method and/or computer program product for enrolling in and/or issuing a transaction account with enhanced capabilities and improved functionality is disclosed herein. This new type of transaction account, a reserve transaction account, is disclosed herein. Similar to credit and/or charge transaction accounts, the reserve transaction account avails its users the ability to purchase now and pay for the purchase at a later date. This is in contrast to a debit transaction account where payment for the purchase is effective almost immediately. Similar to credit and/or charge transaction accounts, the reserve transaction account is associated with a line of credit. Similar to credit and/or charge transaction accounts for authorization and settlement, the reserve transaction account follows a dual messaging protocol for authorization of transactions.
A method comprising:
A computer based system, comprising:
A non-transitory computer readable medium having stored thereon sequences of instruction, the sequences of instruction which, when executed by a computer based system for assisting with meeting financial obligations, causes the computer based system to perform the operations, comprising:
Dependencies are inferred from the claim text.