Secondary identification for remittance delivery
AssigneeeBay Inc.
InventorVishwanath Shastry
Life of this patent
Estimating the term…
Abstract
There are provided a method, system and program storage device perform a remittance transaction. The method includes generating a remittance transaction to transfer funds from an account associated with a sender to a receiver; receiving a visual or audio identification of the receiver from the sender for the remittance transaction; and transmitting the generated remittance transaction, the received identification and the funds associated with the remittance transaction to a disbursement agent to selectively disburse funds to the receiver if the identification of the receiver matches the receiver.
Claims20
A method comprising:
- generating a transaction to transfer funds to a receiver from an account associated with a sender, the generating of the transaction being based on a communication initiated between a sending device of the sender and a receiving device of the receiver, the generating of the transaction being performed by a processor of a machine;
- receiving a visual or audio identification of the receiver from the sender;
- and
- transmitting the generated transaction, the received identification, and the funds associated with the transaction to a disbursement agent to selectively disburse the funds to the receiver in response to the received identification of the receiver matching reference information of the receiver.
A system comprising:
- one or more processors;
- a transaction module that configures at least one of the one or more processors to generate a transaction to transfer funds to a receiver from an account associated with a sender, the generating of the transaction being based on a communication initiated between a sending device of the sender and a receiving device of the receiver;
- a picture module that configures at least one of the one or more processors to receive a visual or audio identification of the receiver from the sender;
- and
- a routing module that configures at least one of the one or more processors to transmit the generated transaction, the received identification, and the funds associated with the transaction to a disbursement agent to selectively disburse the funds to the receiver in response to the received identification of the receiver matching reference information of the receiver.
A non-transitory machine-readable storage medium comprising instructions that, when executed by one or more processors of a machine, cause the machine to perform operations comprising:
- generating a transaction to transfer funds to a receiver from an account associated with a sender, the generating of the transaction being based on a communication initiated between a sending device of the sender and a receiving device of the receiver;
- receiving a visual or audio identification of the receiver from the sender, and
- transmitting the generated transaction, the received identification, and the funds associated with the transaction to a disbursement agent to selectively disburse the funds to the receiver in response to the received identification of the receiver matching reference information of the receiver.
Dependencies are inferred from the claim text.