Location Based Payments

A service provider system comprising:

• means for storing geolocation information for a plurality of points-of-service;
• means for receiving geolocation information for a customer;
• means for determining one or more bills for the customer to pay based on the customer geolocation information;
• means for determining one or more payment locations by comparing the stored point-of-service geolocation information to the customer geolocation information, wherein the payment locations are the location of one or more of the plurality of points-of-service stored in the service provider system;
• means for determining a subset of the payment locations at which the customer may pay the one or more bills;
• means for transmitting the subset of the subset of the payment locations to the customer;
• means for receiving a request from the customer to make a payment at one of the subset of the payment locations;
• and
• means for receiving a confirmation of the payment from the one of the subset of the payment locations.

A service provider system for facilitating bill payment comprising:

• a memory storing geolocation information for a plurality of points-of-service;
• a communications interface configured to receive geolocation information for the customer;
• a processor configured to determine one or more bills for the customer to pay based on the customer geolocation information;
• wherein the processor configured is to determine one or more payment locations by comparing the stored point-of-service geolocation information to the customer geolocation information, wherein the payment locations are the location of one or more of the plurality of points-of-service stored in the service provider system;
• the processor is configured to determine a subset of the payment locations at which the customer may pay the one or more bills;
• the communications interface is configured to transmitting the subset of the subset of the payment locations to the customer, to receive a request from the customer to make a payment at one of the subset of the payment locations, and to receive a confirmation of the payment from the one of the subset of the payment locations.