Electronic bill payment processing based on payor scheduled debits

A system, comprising:

• one or more datastores;
• one or more network interfaces;
• at least one memory storing computer-executable instructions;
• and
• at least one processor communicatively coupled to the one or more network interfaces and the at least one memory and configured to access the at least one memory and execute the computer-executable instructions to:
• receive, via a first at least one network interface of the one or more network interfaces and on behalf of a payor, a request to enroll the payor in payor-scheduled-debit (PSD) payment processing;
• direct a second at least one network interface to transmit, for presentation to the payor, information identifying one or more selectable payment parameters for association with an enrollment of the payor in the PSD payment processing;
• receive, via a third at least one network interface, one or more payment parameter selections corresponding to the one or more selectable payment parameters, wherein the one or more payment parameter selections comprise information indicative of a debit date for debiting one or more financial accounts associated with the payor;
• determine, based at least in part on the one or more payment parameter selections, a set of one or more candidate payees;
• direct a fourth at least one network interface to transmit, for presentation to the payor, information identifying the set of one or more candidate payees;
• receive, via a fifth at least one network interface and on behalf of the payor, a selection of at least one candidate payee from the set of one or more candidate payees;
• generate, based at least in part on the debit date and the selection of the at least one candidate payee, a proposed PSD payment schedule;
• direct a sixth at least one network interface to transmit, for presentation to the user, information identifying the proposed PSD payment schedule;
• receive, via a seventh at least one network interface, a response indicating approval of the proposed PSD payment schedule;
• and
• generate a PSD payment schedule based at least in part on the proposed PSD payment schedule and responsive to receiving the response indicating approval of the proposed PSD payment schedule, wherein generating the PSD payment schedule comprises storing, by the computerized payment system in at least one datastore of the one or more datastores, information identifying the one or more payment parameter selections in association with an identifier associated with the payor.