Devices, methods, and systems for adapting channel preferences of a client

A computationally-implemented system, comprising

• circuitry for determining one or more actions designed to be carried out to facilitate a potential transaction with a vendor, said one or more actions projected to be carried out using one or more of a vendor payment modality and a vendor payment option;
• circuitry for receiving data regarding the potential transaction, including a request to avoid a particular action of the one or more actions;
• circuitry for determining an alternate action that is configured to have a similar result as the particular action that is designed to be carried out to facilitate the potential transaction with the vendor;
• and
• circuitry for facilitating execution of the alternate action that is designed to be carried out to facilitate the potential transaction with the vendor.

A device defined by a computational language comprising:

• one or more interchained physical machines ordered for determining one or more actions designed to be carried out to facilitate a potential transaction with a vendor, said one or more actions projected to be carried out using one or more of a vendor payment modality and a vendor payment option;
• one or more interchained physical machines ordered for receiving data regarding the potential transaction, including a request to avoid a particular action of the one or more actions;
• one or more interchained physical machines ordered for determining an alternate action that is configured to have a similar result as the particular action that is designed to be carried out to facilitate the potential transaction with the vendor;
• and
• one or more interchained physical machines ordered for facilitating execution of the alternate action that is designed to be carried out to facilitate the potential transaction with the vendor.