Automated release of temporarily restricted funds and transfer to unrestricted funds for nonprofit organizations

A computer-implemented method, comprising:

• monitoring, by a computing system, at least one account to determine whether an expense has occurred for a nonprofit organization;
• determining, by a computing system, based on the monitoring, that an expense has occurred for the nonprofit organization;
• checking, by the computing system, whether expenses have been incurred in a temporarily restricted project;
• and
• when the expenses have been incurred, decreasing, by the computing system, the temporarily restricted funds by an amount of the expense, and increasing, by the computing system, unrestricted funds by the amount of the expense.

An apparatus, comprising:

• physical memory comprising computer program instructions;
• and
• at least one processor configured to execute the computer program instructions, the at least one processor configured to:
• determine expenses that have occurred for a nonprofit organization during a predetermined time period, and
• when conditions for the release of temporarily restricted funds have been met, automatically reduce the temporarily restricted funds by an amount of the expenses incurred during the predetermined time period, and automatically increase unrestricted funds by the amount of expenses incurred during the predetermined time period.