Method and Computer Medium for Facilitating a Buyer-initiated Transaction in Commerce

A method to connect buyers and sellers via a computer comprising:

• the computer executing one or more sequences of instructions, initiating the following process comprising:
• the computer conveying at least one search to a user for narrowing an item to transact;
• the computer providing for display a location for entering at least one buyer search term;
• the computer providing for display a location for entering at least one seller search term;
• the computer receiving at least one search term from the buyer;
• the computer receiving at least one search term from the seller;
• the computer matching the buyer to the seller for an internet transaction;
• the computer displaying results of the at least one search term from the seller to the seller, results consisting of a list of buyers;
• the computer deducting at least one credit from an account of the seller;
• the computer notifying the buyer and seller of the match through a network;
• the computer receiving notice that the buyer has commenced negotiations with the seller;
• and
• the computer deducting one credit from an account of the buyer after negotiations have commenced.

A method for a buyer to locate a seller through a computer via a network, the method comprising:

• the computer receiving at least one word search on an electronic display;
• the buyer entering at least one search term on the electronic display;
• the computer publishing the at least one search term to the network;
• the computer pre-qualifying at least one seller tailored to the at least one search term from the buyer;
• and,
• the computer distributing at least one response from at least one pre-qualified seller to the buyer.