Systems and methods for providing payment options

A method for collecting and utilizing payment option information to provide customers with payment options, comprising:

• receiving transaction information regarding a plurality of purchase transactions involving a plurality of merchants and customers of a financial service provider;
• determining, via one or more processors, a merchant and payment type for each of the plurality of purchase transactions based on the received transaction information;
• associating one or more of the determined payment types with each of the determined merchants;
• generating, via the one or more processors, at least one configuration the reflecting the one or more of the determined payment types associated with each of the determined merchants;
• and
• providing the at least one configuration file to at Feast one client device.

A tangible computer-readable storage medium s storing instructions executable by one or more processors to cause the one or more processors to perform operations comprising:

• receiving transaction information regarding a plurality of purchase transactions involving a plurality of merchants and customers of a financial service provider;
• determining a merchant and payment type for each of the plurality of purchase transactions based on the received transaction information;
• associating one or more of the determined payment types with each of the determined merchants;
• generating at least one configuration file reflecting the one or more of the determined payment types associated with each of the determined merchants;
• and
• providing the at least one configuration file to at least one client device.