Methods, uses and system for transmitting, converting, and displaying a challenge token as an optically readable code
Assignee4Pay Incorporated
InventorNeil Appalsamy
Life of this patent
Estimating the term…
Abstract
The present invention includes methods for completing the secure transfer of information, such as purchase transactions, money transfers, identification transfers, loyalty point transfers and coupon transfers. The methods comprise generating, transmitting and displaying a digital challenge token as an optically readable code, to be scanned and answered. Once the answer is processed, the information is transferred.
Claims17
A method comprising generating and transmitting a digital challenge token as an optically readable code.
A method comprising converting a digital challenge token into an optically readable code for scanning and answering the challenge token.
A method comprising displaying a challenge token as an optically readable code.
A method comprising transmitting a challenge token as an optically readable code, to complete any of a purchase transaction, money transfer, identification transfer, point transfer, and coupon transfer.
A network system comprising a first node to verify a personal identification number and generate a transmittable digital challenge token based on a first parameter set and in response to verification, and a second node to add a second parameter set to the digital challenge token and convert the token into a transmittable optically readable code.
A network system comprising a first node to verify a personal identification number and generate a transmittable digital challenge token based on a first parameter set and in response to verification, and a second node to add a second parameter set to the digital challenge token and transmit the token as an optically readable code.
A network system comprising a first node to verify a personal identification number and generate a transmittable digital challenge token based on a first parameter set and in response to verification, and a second node to add a second parameter set to the digital challenge token and display the token as an optically readable code.
A method comprising displaying a challenge token as a pictograph, for scanning and answering the challenge token.
The method in claim 19 wherein the answering is by any one of text string, key pad, voice scan, retinal scan, and fingerprint scan input.
Dependencies are inferred from the claim text.