Identifying Potential Customers Using Payment Information

A method for identifying potential customers for a first bank, comprising:

• electronically receiving data regarding the first bank;
• electronically receiving data regarding a second bank;
• based on the electronically received data:
• identifying locations of the first bank;
• identifying locations of the second bank;
• comparing the locations of the first bank with the locations of the second bank;
• identifying, based on the comparing, locations of the second bank that are within a predetermined distance of at least one location of the first bank;
• determining an amount of funds in a set of deposit accounts in each location of the second bank;
• determining if the amount of funds in each location of the second bank is more than a predetermined amount;
• and
• identifying financial accounts of the first bank that have been paid using a deposit account of the second bank that is in a location within the predetermined distance of at least one location of the first bank and the amount of funds in the set of deposit accounts at the location of the second bank is more than the predetermined amount;
• electronically receiving data for customers associated with the identified financial accounts;
• and
• compiling a list of customers associated with the identified financial accounts.

One or more non-transitory computer-readable media storing computer-readable instructions that, when executed, cause a computing device to:

• identify potential customers for a first bank, by:
• electronically receiving data regarding the first bank;
• electronically receiving data regarding a second bank;
• based on the electronically received data:
• identifying locations of the first bank;
• identifying locations of the second bank;
• comparing the locations of the first bank with the locations of the second bank;
• determining locations of the second bank that are within a predetermined distance of at least one location of the first bank;
• determining an amount of funds in a set of deposit accounts in each location of the second bank;
• determining if the amount of funds in each location of the second bank is more than a predetermined amount;
• and
• identifying financial accounts of the first bank that have been paid using a deposit account of the second bank that is in a location within the predetermined distance of at least one location of the first bank and the amount of funds in the set of deposit accounts at the location of the second bank is more than the predetermined amount;
• electronically receiving data for customers associated with the identified financial accounts;
• and
• compiling a list of customers associated with the identified financial accounts.